Substance abuse and addiction can impact every aspect of your life. Living with substance use disorder can harm your mental and physical health, strain relationships, and spiral into a life-threatening condition quickly.
Prolonged substance abuse can change the brain and body, making it very challenging to stop using addictive substances when you choose. Many people with substance abuse require comprehensive treatment and ongoing support to safely stop using addictive substances and avoid relapse.
Many people put off getting treatment because they do not know how they will pay for rehab. However, insurance typically pays for some or all costs related to mental health and substance abuse treatment.
This article will explore how to use Curative Health insurance for rehab.
What you will learn:
- What Curative Health insurance is
- What treatment and recovery programs Curative Health covers
- How to verify the details of your insurance plan
- How to find in-network substance use treatment programs
- Where to find addiction treatment and recovery support
If you or someone you love struggles with substance abuse or addiction, you are not alone. Contact the Alamo Behavioral Health specialists to explore our comprehensive treatment options or to schedule an intake appointment.
What is Curative Health Insurance?
Curative Health Insurance is an insurance company offering a range of comprehensive health insurance plans. Employers may contract with Curative Health to provide their employees with high-quality, comprehensive insurance coverage.
Does Curative Health Cover Rehab?
Curative Health provides comprehensive health insurance plans that cover a wide range of healthcare services. Comprehensive coverage includes preventative care, emergency services, prescription drugs, and more.
But does Curative Health cover addiction treatment services?
The 2010 Affordable Care Act (ACA) prohibits insurance companies from denying coverage for mental health and addiction treatment services. This means that public and private insurance plans must cover different types of treatments for mental health and substance use disorder (SUD).
Each insurance plan provides coverage for different services and programs. It is crucial to explore the details of your specific plan so that you can make the best choices about your health care.
What Levels of Care Does Curative Health Cover?
Recovering from a mental health condition or addiction is not a one-size-fits-all process. There are many types of treatment programs to meet a range of needs. Before beginning treatment, a doctor or addiction specialist will assess your needs and provide an accurate diagnosis. This will help to determine which level of care is appropriate for your needs.
Your assessment may consist of:
- Questions about your past and current substance abuse
- A complete mental health and medical history
- A family history of addiction and mental health conditions
- Lab testing
- A physical exam
Curative Health insurance may cover a range of evidence-based addiction treatment services, including:
- Long-term rehab programs
- Inpatient or residential treatment
- Outpatient rehab programs
- Intensive outpatient programs (IOP)
- Partial hospitalization programs (PHP)
Curative Health insurance may also cover services that support recovery after rehab, including:
- Recovery support/aftercare programs
- Medication management services
- Prescription drugs
- Mental health treatment
- Individual therapy
- Regular medical exams
- Screenings and tests
Understanding the details of your specific Curative Health plan before starting treatment can help reduce unexpected out-of-pocket expenses later on.
Your treatment team will work with your insurance company to find the best treatment plan to meet your needs. The insurance specialists at Alamo Behavioral Health can assist you in verifying your insurance details and ensuring coverage at every stage of your recovery.
How Can I Verify the Details of My Insurance Plan?
Knowing the details of your specific insurance plan can help you make the best choices regarding your health care. There are several ways to verify the details of your insurance plan. You may:
- Call the number on the back of your insurance card and speak with a Curative Health representative
- Explore the details of your Curative Health plan on the company’s website
- Contact the specialists at Alamo Behavioral Health for assistance
It can be challenging to navigate insurance while struggling with active addiction. If you are in crisis, seek treatment right away. Call 911 or go to your nearest emergency room.
For assistance verifying your insurance, reach out to the Alamo Behavioral Health intake team. Our insurance experts can help you navigate your insurance plan so that you can focus your time and energy on your recovery.
How to Find a Treatment Center That Accepts Curative Health
Once you know what type of treatment and level of care you require, you may begin to search for a treatment center that accepts Curative Health. You may find an in-network center by searching the insurance company’s website, requesting referrals from a healthcare provider, or speaking with a representative directly.
Alamo Behavioral Health accepts Curative Health insurance. Learn more about our high-quality, comprehensive treatment plans by contacting us today.
Find Treatment Now
If you or a family member requires treatment for substance abuse or addiction, you are not alone. Compassionate, effective treatment is available at Alamo Behavioral Health. Reach out with questions or to schedule an intake appointment.
