Read all about Cigna rehab coverage and get ready to take the first step toward recovery with Alamo Behavioral Health.
Understanding the well-designed intricacy behind insurance plans is more than a pain for many of us. What does my insurance plan cover, what are the disadvantages, and in what way do my benefits apply to any given medical need? In short – how does my insurance work? And what should I be aware of before my rehab? At Alamo Behavioral Health, we take pride in transparency and full disclosure. The road to recovery is long – but we’re here to help. Every step of the way. Before the journey begins, we want to set your mind at ease. Read on to gain valuable insight into Cigna rehab coverage, programs it covers, plan options, and treatment costs. Should you have any further concerns or questions, please do not hesitate to reach out. We are open 24/7 and will gladly take your call.
All about Cigna rehab coverage
Cigna is a “global health services” company based in Connecticut, U.S. It provides insurance coverage to over 180 million people worldwide. Although the coverage can vary greatly depending on the chosen plan, most of Cigna’s policies cover substance abuse rehabilitation. Just as with many other major health insurance providers, AAC (American Addiction Centers) is in-network with Cigna, offering a number of facilities with different levels of care for substance abuse, substance addiction, dual diagnosis, as well as co-occurring mental health issues. The company’s coverage extends to some 200 countries around the globe, with around 1.65 million healthcare professionals and 24/7 customer service.
Rehab coverage by Cigna
The level of coverage the patient receives from Cigna healthcare provider will depend on the patient’s location (i.e., state) and their chosen plan.
Typically, before applying for our drug and alcohol detox center in Texas, preauthorization is required. Preauthorization (or prior approval/prior authorization) is a part of the process where your chosen provider needs to determine whether a treatment for substance use disorder is medically justified and necessary for your current condition. Patients who happen to fail to obtain preauthorization may be subjected to paying the full cost of treatment.
Additionally, you may also be obliged to meet a deductible or/and participate in coinsurance or copayment if the services you need are not covered in full by your medical plan. To explain in more detail:
- a deductible is a certain amount you pay for plan-covered services before Cigna rehab coverage starts paying for them
- a copayment, on the other hand, is a flat amount you pay for the treatment in question
- coinsurance is defined by the percentage of the total cost of services
Bear in mind: in-network providers have an agreed-upon price for services covered by health insurance plans, meaning the overall cost will most likely be lower than with a provider who is operating out-of-network. Unlike in-network providers, out-of-network carriers don’t have fixed prices, so, in all likelihood, you will be charged more for the required services.
Cigna rehab insurance plan types
This healthcare provider offers plans to individuals, families, and employers. Available plans include HMO (health maintenance organization, EPO (exclusive provider organization), POS (point-of-service), as well as PPO (preferred provider organization).
Cigna plans may vary depending on your specific coverage and are broken down as follows:
- Bronze: Cigna’s Bronze plan covers 60% of the costs, and you pay 40%. It’s the most affordable option in relation to other plans.
- Silver: Cigna’s Silver plan covers 60% of the costs, and you pay 30%. The silver plan is considered a “medium” price range.
- Gold: Cigna’s Gold plan covers 80% of the costs, and you pay 20%. This particular plan is considered a “high” price range.
- Platinum: Cigna’s Platinum Plan covers 90% of the costs, and you pay 10%, making it the most expensive option.
Cigna substance abuse coverage criteria
As previously mentioned, all health providers have specific substance abuse criteria used for the purposes of coverage qualification. The initial survey may entail questions such as:
- Previous treatment history
- History of substance abuse (i.e., how long has the patient been using)
- Last substance use experience (i.e., when was the last time the patient used)
- Frequency of using in the patient (i.e., how often does the patient use substances)
Treatment options Cigna drug and alcohol rehab coverage includes
Most Cigna plans cover the following addiction treatment types:
- Inpatient Treatment
- Outpatient Treatment
- Behavioral Health Therapy
- Prescription Medications
Addiction types included in Cigna addiction treatment coverage
Before applying for one of our inpatient dual diagnosis treatment centers in Texas, it’s important to discern which types of addictions a patient can expect to be covered by their carrier. Although Cigna rehab coverage options may vary based on the patient’s plan, most plans will cover addiction treatments for common addictions. The list includes:
- alcohol addiction
- cocaine addiction
- marijuana addiction
- opioid abuse
- benzodiazepine addiction
- opiate addiction
- methamphetamine addiction
Length of addiction treatment with Cigna rehab coverage
If you were to choose Alamo Behavioral Health, this healthcare provider would typically cover 1-6 weeks of our inpatient treatment San Antonio services. As for intensive outpatient rehab, Cigna drug rehab coverage is expected to cover 4-12 weeks. That said, coverage will naturally depend on the success of ongoing treatments, as well as medical necessities.
Behavioral health services and substance abuse treatment fall into the “essential services” category and are recognized as such federally. Under the Affordable Care Act, there are ten essential services healthcare insurance providers must cover by law. Whether the patient seeks substance abuse treatment or preventative care, they can expect to be treated exactly the same.
Although deemed essential, your specific healthcare plan directly dictates the covered services of your treatment and the portion you will have to pay out-of-pocket. Usually, there will be a deductible requirement prior to insurance coverage. Whatever the case, there are several options as the patient waits for their insurance to handle payments. These include:
- Credit card
- Personal loan
- Payment Plan
Health insurance providers accepted at Alamo Behavioral Health
If you deem Cigna coverage for rehab and their options unfitting and wish to explore other options, we also accept other major providers, such as:
What Alamo Behavioral Health offers
Bidding addiction adieu is our strong suit. We know how it thinks, how it breathes. Most importantly – we know how to defeat it. How many types of addiction are there? Most say – the number is finite. We say infinite. Variations are innumerable simply because there are no two cases alike. Each individual carries the addiction differently. Uniquely. Triggers, coping mechanisms, and other underlying emotional and mental issues vary greatly from person to person and are not to be measured or compared. We treat each case with utmost attention, ensuring a personalized approach. No addiction is a stranger to us.
Alcohol addiction treatment
Alcohol use disorder is one of the most common and widespread addictions among the population. Although recognized as socially acceptable, alcohol use often leads to a state of chronic relapse (chronic relapsing disorder) that perpetually endangers the patient’s physical as well as psychological well-being. Additionally, alcoholism is known to be extremely comorbid with mental health problems, such as depression and anxiety. Our alcohol detox center Texas treats alcohol misuse with a high success rate.
Alcohol addiction can’t be approached in a one-dimensional manner. Instead of solely focusing on treating the addiction, we prefer to identify the underlying psychological issues that may be inciting the condition and treat the co-existing issues concurrently.
Fentanyl addiction treatment
Originally used as a pain reliever, fentanyl and related substance abuse have seen a dramatic rise throughout the country. This addictive opioid medication is 50 to 100 times more potent than one of the most effective pain relievers, morphine. Even a small dose can be lethal. Although notoriously difficult to overcome, our fentanyl detox in Texas has treated hundreds of patients with great success.
Heroin addiction treatment
Being the most powerful opiate known to humankind, its hypnotizing effect on the brain’s rewarding system leaves the individual running in dopamine and endorphin circles. The intensity of the gripping effect is precisely why heroin is recognized as one of the most addictive illicit drugs on the market. Losing the habit is an arduous journey; enrolling in our heroin detox in Texas helps the ones with heroin addiction find the path to sobriety and emotional peace.
Cocaine addiction treatment
Many of our patients started using cocaine for productive capacity purposes, and the rest was history. One of the most used illicit substances to this day, cocaine, captivates one’s addiction center in the brain by stimulating the nerves through euphoria. It is highly addictive. That said, our drug detox program Texas offers extensive rehab services to our patients.
Opioid addiction treatment
Usually prescribed as pain relievers, opioids are a class of highly-gripping drugs. Fentanyl, codeine, methadone, morphine, hydrocodone, and oxycodone rule the epidemic world of drug addiction due to mere accessibility. At every given moment, at least 3 million Americans suffer from opioid drug addiction. Many Texas residents put their lives in the hands of the team at our opioid detox center in San Antonio. And we make their story a success.
Other addictions we treat
At Alamo Behavioral Health, we also treat:
- opiate addiction
- marijuana addiction
- meth addiction
- LSD addiction
- benzodiazepine addiction
- Xanax addiction
Why choose Alamo Behavioral Health
People first; that’s our motto. We don’t take our patients’ trust for granted. Everything in life must be earned, so we try to surpass expectations. And then some. We know how much we care and what we can do to help. At Alamo Behavioral Health, we provide customized treatment plans with individual needs in mind. We also understand how uncomfortable and unnatural rehab feels to patients; that’s why our professional staff is devoted to making you feel at home. We are driven by compassion and respect. There is no “us” and “them” at Alamo – only community.
Additionally, we are also aware of how financially burdensome rehab can be; that’s why we try and go out of our way to accommodate our prices and each patient’s financial situation; whenever and wherever we possibly can.
Our main benefits are:
- Each patient receives a tailormade treatment specifically suited to their individual needs
- We accept most major healthcare plans, including Cigna rehab coverage
- We base all our quality treatment protocols exclusively on evidence-based research
- Our dedicated treatment team will give each patient their undivided attention
- We provide around-the-clock monitoring
- We take pride in calling our rehabilitation center a community; for patients and our staff alike
Programs at our San Antonio rehab center
Our inpatient recovery center is devoted to providing high-quality services. We offer an array of addiction treatments, including:
- Medical detox
- Medication Assisted Treatment
- CBT for addiction
- DBT for addiction
- Dual diagnosis
- Trauma-informed care
- Individual therapy
- Family therapy
- Group therapy
Our staff also specializes in treating PTSD in veterans. We know the unique challenges those who have served our country face when combating addiction and the underlying trauma fueling it. Therefore, we have developed a special approach to treating veterans as well as anyone else who has suffered emotional or physical trauma. The PTSD residential treatment program for veterans in our Texas rehab center is run by certified clinicians.
The road to recovery begins with Alamo Behavioral Health
At Alamo, we try to make the admission process as undemanding and straightforward as possible. Time is precious. That’s why we’re available and open for admissions around-the-clock. 24/7/365. Here is what you can expect from our admission process:
- Prior to your arrival at Alamo Behavioral Health, one of our treatment relationships team members will contact you
- Our team will then gather all the necessary information so as to compose the best course of action for your treatment program
- Preparatory to admission, the team will have to review your insurance information (Cigna rehab coverage and other mentioned healthcare providers) and talk through payment options
- Upon admission, our professional and highly trained medical staff will complete a thorough physical exam, after which they will gather necessary medical information (health problems, allergies, etc.) All patients must complete an assessment and screening
Reach out to us now – the future starts today
Should you need any additional information about Cigna rehab coverage or other insurance options accepted by Alamo Behavioral Center, please don’t hesitate to contact us. Our devoted team is at your service 24/7. We’re here to help you get your future back. Don’t wait – the future starts today.